Quicken to PennyBolt, word for word
What Quicken calls X, PennyBolt calls Y.
Last updated: April 16, 2026
Quicken and PennyBolt use different words for the same ideas, and some Quicken features don’t have a PennyBolt equivalent yet. This table maps the terminology so you can find what you’re looking for without guessing.
Terms that map directly
| Quicken |
PennyBolt |
Notes |
| Register |
Register |
Same word, same thing: a list of transactions in an account. |
| Transaction |
Transaction |
Same. |
| Category |
Category |
Same concept; the hierarchy works the same way. |
| Category group |
Parent category |
PennyBolt uses a single two-level hierarchy (parent → subcategory). |
| Split |
Split |
Same: a transaction divided across multiple categories. |
| Cleared / Reconciled |
Cleared / Reconciled |
Same words, same meaning. |
| Memorized payee |
Payee + rule |
In PennyBolt, a payee rule attaches a category (and optionally a renamed payee) to any matching transaction. |
| Online services / bank feed |
Bank download |
PennyBolt doesn’t connect live to your bank. You download a file and import it. |
| Opening balance |
Opening balance |
Same. |
| Transfer |
Transfer |
Same: money moving between two accounts you’ve added. |
Terms with no direct equivalent
| Quicken |
PennyBolt equivalent |
Notes |
| Scheduled transaction |
(not in v1) |
PennyBolt v1 doesn’t have recurring or scheduled transactions. Enter them manually as they happen, or import them from your bank download. |
| Bill pay |
(not in v1) |
PennyBolt doesn’t connect to your bank for payments. Pay through your bank’s website; import the resulting transaction. |
| Quicken Cloud |
(none) |
PennyBolt is local-only. Your file doesn’t sync to any cloud. |
| Attachments |
(not in v1) |
PennyBolt v1 doesn’t attach receipts or documents to transactions. |
| Budgets |
(not in v1) |
Budget tracking is not in v1. Use categories and the Sankey report to see where your money goes. |
| Investment accounts |
Asset account (manual) |
PennyBolt v1 doesn’t track investment performance. Add brokerage accounts as asset accounts and update the balance manually when it changes. |
| Loan accounts |
Liability account |
PennyBolt tracks the balance you owe. It doesn’t amortize payments or track interest separately. |
Report names
| Quicken |
PennyBolt |
Notes |
| Net Worth |
Net worth |
Same concept. PennyBolt’s version shows asset and liability totals. |
| Income and Expense |
Sankey flow |
PennyBolt’s Sankey chart traces every dollar from income categories to expense categories. |
| Spending Trends |
Spending trends |
Monthly spending by category over time. |
| Budget |
(not in v1) |
— |
| Tax Schedule |
(not in v1) |
— |
| Portfolio |
(not in v1) |
— |
See also
